Strategic Capital. Disciplined Deployment. Exceptional Returns.
FinServ operates a premier discretionary private credit fund designed to capitalize on inefficiencies in the short-term real estate debt market. By maintaining full discretion over capital deployment, we eliminate the uncertainty of “best efforts” lending, offering our investors distinct advantages: agility in execution, rigorous asset selection, and a commitment to risk-adjusted returns.
About The Discretionary Fund
We are committed to partnering with our investors to exceed their goals through a relationship-driven approach grounded in Humility, Integrity, and Trust.
Unlike traditional allocators, we are hands-on operators. Our discretionary structure allows us to move instantly when the right opportunity arises, securing high-yield assets that others miss while maintaining strict underwriting discipline. We don’t just manage assets; we manage outcomes.
Investment Strategy
Our strategy is built on vertical growth and operational control. We focus primarily on the short-term debt market, funding and managing a portfolio of Bridge and Residential Transition Loans (RTL) backed by tangible real estate assets.
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Asset Focus: 1-4 Family Residential, Small Multifamily, and Mixed-Use properties.
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Defensive Positioning: We target a conservative Loan-to-Value (LTV) framework, ensuring significant equity buffers in every transaction.
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Active Management: As the Originator, Servicer, and Fund Manager, FinservCap controls the entire loan lifecycle—from origination and underwriting to servicing and payoff—reducing risk and stripping out unnecessary costs.
The FinServ Advantage
Why invest in a discretionary model with us?
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Speed & Certainty: In private lending, speed is currency. Our discretionary capital allows us to issue Term Sheets with the confidence of committed funds, winning us access to the highest-quality borrowers and deals.
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Deep Market Expertise: Led by a team with nearly 40 years of experience and over $10B in collective managed volume, we navigate market cycles with seasoned precision.
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Institutional Discipline: We leverage institutional-grade infrastructure—including secured credit facilities and advanced servicing platforms—to scale diversification and enhance yield for our partners.
Performance by the Numbers
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Experienced Leadership: Decades of navigating complex real estate and credit markets.
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Risk Mitigation: Strict credit boxes, personal guarantees, and first-lien positions on all assets.
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Consistent Results: A track record of delivering stable, attractive returns through disciplined balance sheet management.